FundingPips is a Dubai-based forex and CFD prop firm that launched in 2022 and has grown into one of the highest-volume payers in the industry — public figures as of mid-2026 report over $260 million distributed to traders, with a Trustpilot rating around 4.5/5 from roughly 39,000 reviews. It is one of the few large forex prop firms whose entry fees start under $40, which is a big part of its growth.
The structure is familiar: pass an evaluation (1-step, 2-step, or the instant "Zero" model), receive a Master Account, and withdraw a share of the profits. Buyable account sizes run from $5,000 to $200,000, with a separate Prime program that scales successful traders toward $2 million — the $2M number is earned, not bought.
Critically for our members: FundingPips runs on MT5, cTrader and Match-Trader, so our signals can be executed the same way you execute them anywhere else — manually, on your own account, at your own size. One regional caveat: MT5 is not available to US or Canada residents under the current setup.
The two evaluation paths most of our members would consider. FundingPips also offers a cheaper 2-Step "Pro" (6% targets but only 6% max drawdown with tighter 3% daily) and an instant-funding "Zero" model — both trade room for error against cost.
Approximate 2-Step Standard fees by account size (verify current pricing on their site — it moves with promotions):
The entry price is FundingPips' biggest edge — you can test a funded pathway for the cost of a takeaway meal. The trade-off versus FTMO is a shorter corporate track record and rules that have been revised more frequently.
Execution model: Our products are signal services — we publish the entry, stop and targets, and you place every trade yourself on your own account. FundingPips prohibits copying trades into an account from an external source, including trade-copier software fed by a signal provider. Manual execution of trades you individually choose to take is your own trading decision — but connecting a copier to our feed on a FundingPips account would breach their terms. Do not do it.
One honest caveat: like most large prop firms, FundingPips runs trade-similarity detection across customers. If many people manually place identical levels at identical times, that pattern can attract review. We cannot tell you how any firm's detection will treat it — which is exactly why we tell you to size trades yourself and select which signals you take rather than mirroring everything mechanically.
Drawdown math: 5% daily / 10% max static on the 2-Step Standard — identical shape to FTMO. At 0.5% risk with all eight instruments open you are at 4% risk, inside the daily limit. A stop caps a loss; it does not cap a gap.
Apex VIP Quant: several Quant modules hold multi-day including weekends. Standard Master Accounts allow weekend holding, but the funded-stage news window means profits from trades opened or closed within 5 minutes of red-folder news do not count. The Zero model bans weekend holding entirely — not suitable for the Quant book.
Volume: Public figures report over $260M paid out and six-figure counts of individual payouts — for a firm launched in 2022, that throughput is the story. Payment rails include bank transfer and crypto.
Cadence: Weekly payout cycles as the baseline, with faster or on-demand access unlocked by status/consistency depending on the plan. Exact eligibility rules differ per model and have been revised several times through 2025–2026 — treat any specific cadence you read (including here) as something to re-verify at purchase time.
What we don't like: some rules only appear at the funded stage (the news-window profit exclusion is the big one), the Pro model's tight 6% max drawdown leaves very little room, and the rulebook has churned more than FTMO's. None of that is disqualifying; all of it is worth reading before paying.
FundingPips is the budget-conscious alternative to FTMO for our members: same drawdown shape on the 2-Step Standard, lower profit targets, a fraction of the entry fee, and full MT5 support. The discipline our signals require — fixed published risk, defined stops, you choose your size — is exactly what survives its rules.
The trade-off is maturity. FTMO has nine more years of history and a steadier rulebook; FundingPips has volume, price and pace. If the challenge fee is the barrier keeping you from a funded account, this is the firm that removes it — just read the funded-stage rules (news window, EA policy) before your first Master Account trade.
Evaluations from under $40. MT5 supported. Size our signals to their limits and trade at your own pace.
SIGNAL COMPATIBILITY
Our Apex VIP FVG ($69.99/mo) can be traded on this prop firm if you keep exposure inside its limits — you size every trade yourself, so set risk to fit the challenge rules; at 0.5% across all eight instruments your exposure is 4%. Never connect a trade copier to your FundingPips account — inbound copying from signal providers is prohibited by their terms. Apex VIP Quant holds multi-day including weekends: possible on standard Master Accounts, not on Zero. Learn more →
⚠ RISK WARNING: Trading forex and CFDs carries significant risk. Past performance does not guarantee future results. The published stop-loss does not guarantee profits. Never trade money you cannot afford to lose. Trade To The Top provides signals for informational purposes only — not financial advice. © 2024–2026 TradeToTheTop.com

