🧠 Strategy 💰 Pricing 📈 Results 🏦 Brokers 🏆 Prop Firms ⭐ Apex VIP FVG 📊 Apex VIP Quant 👀 VIP Signal Preview 📊 Apex VIP Quant Preview ❓ FAQ
📊 Instruments
EUR/USD GBP/USD USD/JPY XAU/USD (Gold) EUR/JPY GBP/JPY US30 (Dow) US500 (S&P)
⭐ Apex VIP FVG 📊 Get Apex VIP Quant — $69.99/mo ⚙️ AutoQuant EA — Coming Soon 📲 Free Telegram Channel
EURUSD GBPUSD USDJPY XAUUSD EURJPY GBPJPY US30 US500 📡 Signal Bot ● LIVE 📊 5,297 Trades Backtested · 8 Instruments ⚡ Apex VIP FVG · systematic FVG signals · Apex VIP Quant · 10-module quant book · you trade your own account EURUSD GBPUSD USDJPY XAUUSD EURJPY GBPJPY US30 US500 📡 Signal Bot ● LIVE 📊 5,297 Trades Backtested · 8 Instruments ⚡ Apex VIP FVG · systematic FVG signals · Apex VIP Quant · 10-module quant book · you trade your own account
← All Prop Firm Reviews
Prop Firm Review — August 2026

FUNDINGPIPS
FULL REVIEW 2026

High-Volume Payouts — $260M+ Reported Paid
Last updated: August 1, 2026
Disclosure: Links to FundingPips on this page are direct links — we currently have no referral relationship with this firm. We list services we have researched against the requirements of our own signal book. All figures were checked against public sources in August 2026 and can change at any time; always verify on FundingPips' own site before purchasing.
💸 Save before you buy: FundingPips runs rotating official campaigns of roughly 5–25%; base prices are already the lowest in MT5 prop. See all discounts & codes →
$200K
Max Buyable
80%+
Profit Split
5%
Daily Drawdown
10%
Max Drawdown
~4.5/5
Trustpilot
Visit FundingPips →

Overview

FundingPips is a Dubai-based forex and CFD prop firm that launched in 2022 and has grown into one of the highest-volume payers in the industry — public figures as of mid-2026 report over $260 million distributed to traders, with a Trustpilot rating around 4.5/5 from roughly 39,000 reviews. It is one of the few large forex prop firms whose entry fees start under $40, which is a big part of its growth.

The structure is familiar: pass an evaluation (1-step, 2-step, or the instant "Zero" model), receive a Master Account, and withdraw a share of the profits. Buyable account sizes run from $5,000 to $200,000, with a separate Prime program that scales successful traders toward $2 million — the $2M number is earned, not bought.

Critically for our members: FundingPips runs on MT5, cTrader and Match-Trader, so our signals can be executed the same way you execute them anywhere else — manually, on your own account, at your own size. One regional caveat: MT5 is not available to US or Canada residents under the current setup.

Challenge Types — Side by Side

The two evaluation paths most of our members would consider. FundingPips also offers a cheaper 2-Step "Pro" (6% targets but only 6% max drawdown with tighter 3% daily) and an instant-funding "Zero" model — both trade room for error against cost.

Best Buffer
2-Step Standard
Classic evaluation · Largest drawdown room
Phase 1 Target8%
Phase 2 Target5%
Daily Loss Limit5%
Max Drawdown10% static
Min Trading Days3 per phase
Time LimitUnlimited
LeverageUp to 1:100
Fee ($5K)From ~$36
Fee ($50K)~$289
1-Step
Single phase · Tighter limits
Profit Target10%
Phase 2None — single phase
Daily Loss LimitTighter than 2-Step
Max Drawdown6% static
Min Trading Days3
Time LimitUnlimited
SpeedFastest path to funding
FeeLower than 2-Step per size
Rules to know: EAs allowed only as trade/risk managers — strategy EAs are banned · Copying trades into your account from any external signal provider or copier is prohibited (manual execution of levels you choose to trade is your own trading) · On funded accounts, profit from trades opened or closed within minutes of high-impact news does not count (5-minute window; 10 minutes on Zero) · Weekend holding allowed on standard Master Accounts, not on Zero · Commission ~$5/lot on FX & metals · Always verify the current rules on FundingPips' help center — they change.
Our signal compatibility: Same math as FTMO — the 2-Step Standard has a 5% daily and 10% max drawdown. You size every trade yourself: at 1% risk, all eight instruments open is 8% at risk — above the 5% daily limit. Either risk 0.5% (all eight = 4%) or trade a subset at 1%. The 8%/5% targets are lower than FTMO's 10%, which shortens the evaluation for the same trading.

Pricing

Approximate 2-Step Standard fees by account size (verify current pricing on their site — it moves with promotions):

$5K
from ~$36 (Pro from ~$29)
$50K
~$289 · Most Popular
$100K+
up to $200K buyable

The entry price is FundingPips' biggest edge — you can test a funded pathway for the cost of a takeaway meal. The trade-off versus FTMO is a shorter corporate track record and rules that have been revised more frequently.

Key Information

Launched2022
HeadquartersDubai, UAE (IFZA Business Park)
Trustpilot~4.5/5 from ~39,000 reviews
Total Paid Out$260M+ reported (mid-2026)
Buyable Account Sizes$5,000 – $200,000
ScalingPrime program toward $2M (earned)
Profit SplitFrom 80%, higher tiers by plan/status
Daily Loss Limit5% (2-Step Standard)
Max Drawdown10% static (2-Step Standard)
Targets8% / 5% (2-Step Standard)
Min Trading Days3 per phase
Time LimitNone
PlatformsMT5, cTrader, Match-Trader (no MT4)
MT5 Regional LimitNot available to US/Canada residents
Commission~$5/lot FX & metals
PayoutsWeekly cycles; on-demand tiers by status; bank & crypto
EAsTrade/risk managers only
Inbound Signal CopiersProhibited

How This Works With Our Signals

Execution model: Our products are signal services — we publish the entry, stop and targets, and you place every trade yourself on your own account. FundingPips prohibits copying trades into an account from an external source, including trade-copier software fed by a signal provider. Manual execution of trades you individually choose to take is your own trading decision — but connecting a copier to our feed on a FundingPips account would breach their terms. Do not do it.

One honest caveat: like most large prop firms, FundingPips runs trade-similarity detection across customers. If many people manually place identical levels at identical times, that pattern can attract review. We cannot tell you how any firm's detection will treat it — which is exactly why we tell you to size trades yourself and select which signals you take rather than mirroring everything mechanically.

Drawdown math: 5% daily / 10% max static on the 2-Step Standard — identical shape to FTMO. At 0.5% risk with all eight instruments open you are at 4% risk, inside the daily limit. A stop caps a loss; it does not cap a gap.

Apex VIP Quant: several Quant modules hold multi-day including weekends. Standard Master Accounts allow weekend holding, but the funded-stage news window means profits from trades opened or closed within 5 minutes of red-folder news do not count. The Zero model bans weekend holding entirely — not suitable for the Quant book.

Payouts & Trust

Volume: Public figures report over $260M paid out and six-figure counts of individual payouts — for a firm launched in 2022, that throughput is the story. Payment rails include bank transfer and crypto.

Cadence: Weekly payout cycles as the baseline, with faster or on-demand access unlocked by status/consistency depending on the plan. Exact eligibility rules differ per model and have been revised several times through 2025–2026 — treat any specific cadence you read (including here) as something to re-verify at purchase time.

What we don't like: some rules only appear at the funded stage (the news-window profit exclusion is the big one), the Pro model's tight 6% max drawdown leaves very little room, and the rulebook has churned more than FTMO's. None of that is disqualifying; all of it is worth reading before paying.

Pros & Cons

Cheapest credible entry in forex prop — evaluations from under $40
$260M+ reported paid out; ~4.5/5 Trustpilot from ~39,000 reviews
MT5 supported — execute our signals exactly as you do anywhere else
2-Step Standard drawdowns match FTMO's shape (5%/10%, static)
Lower profit targets than FTMO (8%/5% vs 10%/5%)
No time limit; only 3 minimum trading days per phase
Weekend holding allowed on standard Master Accounts
Shorter track record than FTMO; rules revised frequently
Funded-stage news window excludes profits near red-folder events
Strategy EAs banned; inbound signal copiers prohibited
MT5 unavailable to US/Canada residents
Base split (80%) below FundedNext's headline 95%
Why Our Signals Work With FundingPips

FundingPips is the budget-conscious alternative to FTMO for our members: same drawdown shape on the 2-Step Standard, lower profit targets, a fraction of the entry fee, and full MT5 support. The discipline our signals require — fixed published risk, defined stops, you choose your size — is exactly what survives its rules.

The trade-off is maturity. FTMO has nine more years of history and a steadier rulebook; FundingPips has volume, price and pace. If the challenge fee is the barrier keeping you from a funded account, this is the firm that removes it — just read the funded-stage rules (news window, EA policy) before your first Master Account trade.

READY TO TRY FUNDINGPIPS?

Evaluations from under $40. MT5 supported. Size our signals to their limits and trade at your own pace.

SIGNAL COMPATIBILITY

Our Apex VIP FVG ($69.99/mo) can be traded on this prop firm if you keep exposure inside its limits — you size every trade yourself, so set risk to fit the challenge rules; at 0.5% across all eight instruments your exposure is 4%. Never connect a trade copier to your FundingPips account — inbound copying from signal providers is prohibited by their terms. Apex VIP Quant holds multi-day including weekends: possible on standard Master Accounts, not on Zero. Learn more →

⚠ RISK WARNING: Trading forex and CFDs carries significant risk. Past performance does not guarantee future results. The published stop-loss does not guarantee profits. Never trade money you cannot afford to lose. Trade To The Top provides signals for informational purposes only — not financial advice. © 2024–2026 TradeToTheTop.com

📱 Install Trade To The Top app