
NEW25FundedNext has rapidly become one of the most popular prop firms in the industry by offering what traders want most — the highest profit split available (up to 95%) combined with the cheapest entry tier on this list — $44.99 for a $6K evaluation. Founded in 2022 and headquartered in the UAE, FundedNext has grown quickly by focusing entirely on trader-friendly conditions.
Its drawdown rules (5% daily, 10% max) are identical to FTMO's, but the profit split runs to 95% against FTMO's 90% — a difference that compounds over time.
FundedNext offers both 1-step and 2-step evaluation paths, with the 1-step option removing the second phase entirely.
Swap charges count toward your loss calculation. Triple swap lands Wednesdays on forex and commodities, Fridays on indices and crypto.
| Field | Stellar 2-Step | Stellar 1-Step | Stellar Lite | Stellar Instant |
|---|---|---|---|---|
| Phases | 2 | 1 | 1 | 0 — no evaluation |
| Account type | Challenge → FundedNext Account | Challenge → FundedNext Account | Challenge → FundedNext Account | FundedNext Account from day one |
| Leverage | 1:100 FX · 1:30 commodities and indices | 1:100 FX · 1:30 commodities and indices | 1:100 FX · 1:30 commodities and indices | 1:100 FX · 1:30 commodities and indices |
| US traders | Restricted — a USA IP on a MetaQuotes server triggers a warning, then termination | Restricted — a USA IP on a MetaQuotes server triggers a warning, then termination | Restricted — a USA IP on a MetaQuotes server triggers a warning, then termination | Restricted — a USA IP on a MetaQuotes server triggers a warning, then termination |
| Overnight & weekend | Allowed — but swap counts toward your loss | Allowed — but swap counts toward your loss | Allowed — but swap counts toward your loss | No restrictions |
| News (funded) | Trades within 5 min of high-impact news count at 40% of profit and 100% of losses | Trades within 5 min of high-impact news count at 40% of profit and 100% of losses | Trades within 5 min of high-impact news count at 40% of profit and 100% of losses | Exempt from the news rule |
| Profit target | 8% then 5% | 10% | — | None |
| Max loss | 10% | 6% — far tighter than the 2-Step | 8% | — |
| Max daily loss | 5% | 3% | 4% | — |
| Best Day / consistency | Consistency rules apply — no single trade may dominate total profit | Consistency rules apply | Consistency rules apply | — |
| Min trading days | 5 per phase | 2 separate days | 5 separate days | None |
| Trading period | Unlimited · 60 days inactivity gives a warning and 24 hours to trade | Unlimited · 60 days inactivity gives a warning and 24 hours to trade | Unlimited · 60 days inactivity gives a warning and 24 hours to trade | Unlimited · 60 days inactivity gives a warning and 24 hours to trade |
| Reward split | 80% base → 90% after Pro · 95% via the Lite add-on | 80% base → 90% after Pro | Up to 95% with the Lifetime Reward add-on | 70% — the lowest starting split of any FundedNext plan |
| Fee refund | Refunded with your FIRST Performance Reward. Equals the reset fee if you reset. The $25 cTrader / Match-Trader fee is never refunded | Refunded with your THIRD Performance Reward, not the first (accounts from 12 Jan 2026) | Refunded with your first Performance Reward | — |
| Payout caps | $1,500–$6,000+ per cycle | $1,500–$6,000+ per cycle | $1,500–$6,000+ per cycle | $1,500–$6,000+ per cycle |
| Fee · USD · captured 3 Aug 2026 | ||||
| $6K | $44.99 | — | — | — |
| $15K | $89.99 | — | — | — |
| $25K | $149.99 | — | — | — |
| $50K | $224.99 | — | — | — |
| $100K | $549.99 | — | — | — |
| $200K | $1,099.99 | — | — | — |
Prices move with promotions and currency selection — the checkout figure is the only real one. A dash means the firm does not offer that size on that plan.
The firm
The challenge
Money & access
The math is straightforward: same drawdown rules as FTMO (5% daily, 10% max), but you keep 95% of profits instead of 90%. On a $100K funded account generating $5,000 in monthly profit, that 5% difference is $250 more each month — $3,000 a year.
The 1-step evaluation option removes the second phase, so there is one target rather than two. How long a target takes depends entirely on market conditions.
Entry pricing is where FundedNext undercuts: $44.99 for a $6K account against FTMO's €155 minimum. At $100K the two are close — $549.99 against FTMO's €540 — so the case for FundedNext at that size rests on the 95% split, not the fee. Like FTMO, the fee is refunded on your first payout.
Platforms: MT4, MT5, cTrader and Match-Trader, with TradingView for analysis. US traders are restricted to Match-Trader. Match-Trader is a web-based alternative some traders prefer.
Payouts: Bi-weekly payout schedule. Processing is generally fast, with most requests handled within a few business days. Crypto and bank wire withdrawal options available.
Consistency RulesFundedNext has introduced some consistency requirements in their fine print. Make sure to read the current terms carefully before purchasing a challenge. These rules generally require that no single trading day accounts for more than a certain percentage of your total profit — designed to prevent traders from taking one massive risk trade to pass.
Trust FactorFundedNext is newer than FTMO (2022 vs 2015) with a shorter operational track record. They have built a positive reputation quickly, but do not have the 9-year payout history that FTMO offers. For risk-averse traders, FTMO remains the safer choice. For value-oriented traders, FundedNext offers better terms.
Profit Split: Up to 95% — highest in the industry. Starts at 80%, scales through loyalty tiers based on consistent profitability.
Payouts: Bi-weekly. Bank wire and crypto (BTC, USDT) available. Crypto is faster.
1-Step vs 2-Step: Stellar 1-Step has a single 10% target (faster funding). Stellar 2-Step has 8% + 5% targets with more relaxed rules. Both share 5% daily / 10% max drawdown.
Consistency Rules: No single trade should account for too large a share of total profits. Read the current terms carefully before buying.
Support: Live chat and email. MT5 and Match-Trader platforms. Stable execution.
| What works | |
|---|---|
| ✓ | 95% profit split — highest in the entire prop firm industry |
| ✓ | Lowest challenge fees among major prop firms |
| ✓ | 1-step and 2-step evaluation options — flexibility in path to funding |
| ✓ | Same drawdown rules as FTMO (5% daily, 10% max) |
| ✓ | MT4, MT5, cTrader and Match-Trader all supported |
| ✓ | Scaling plan up to $4M funded capital — highest scale potential |
| ✓ | Challenge fee refunded on first payout |
| ✓ | Express option — no evaluation required |
| ✓ | Fast payouts with crypto withdrawal option |
| What to watch | |
|---|---|
| ✗ | Newer firm (2022) — shorter operational track record than FTMO |
| ✗ | Consistency rules in fine print — read current terms carefully |
| ✗ | cTrader and Match-Trader carry a $25 fee that is never refunded |
| ✗ | Customer support quality can vary — less consistent than FTMO |
Every prop firm we review, side by side. Ratings are Trustpilot, checked August 2026. Entry fee is the cheapest account on the cheapest plan a firm offers — that is not always its headline product. The $100K column is the tier most traders actually buy.
| Firm | Steps | Entry | $100K | Max loss | Daily | Split | Refund | US | EU | Code |
|---|---|---|---|---|---|---|---|---|---|---|
CFD · ★4.8 | 123⚡ | $92.18 | $512.28 | 10% static | 5% / 3% | 80–90% | 2-Step only | Yes | Yes | AUTO 19% |
FundedNextCFD+FUT · ★4.5 · ● HERE | 123⚡ | $44.99 | $549.99 | 10% / 6% | 5% / 3% | 80–95% | Yes | Restr. | Yes | NEW25 |
FundingPipsCFD · ★4.5 | 123⚡ | $29 | $422 | 6–12% ▲ | 3–5% | 60–100% | 4th payout | Yes | Yes | HELLO |
The5ersCFD+FUT · ★4.7 | 123⚡ | $22 ▲ | $491 | 6% / 10% | 3–5% | 75–100% | 70% partial | Fut. only | Yes | — |
Alpha CapitalCFD · ★4.7 | 123⚡ | $27 | $397 | 6–10% | 3–5% | 80% | None | Yes | Yes | — |
CFD · ★4.3 | 123⚡ | $44 | $440 | 6% dynamic | 4% | 80–100% | Pre-trade | Yes | Yes | E8Path |
CFD+FUT · ★4.4 | 123⚡ | $31.20 | $319.20 ▲ | 5–10% | 3–5% | 75–100% | 100% ▲ | No | Yes | HOT20 |
TopstepFUTURES | 123⚡ | $49/mo | $99/mo | EOD trail | optional | 90–100% | 14-day only | Yes | Yes | — |
My Funded FuturesFUTURES · ★4.8 | 123⚡ | $53/mo | $134/mo | EOD trail | none ▲ | 80–90% | Untraded only | Yes | Yes | — |
Steps: 1 / 2 / 3 phase · ⚡ instant funding. A lit chip means the route is offered, not that it is better. ▲ marks the best figure in that column among comparable plans. Futures firms bill monthly, so their fees are not compared against one-time CFD fees. Topstep shows no rating because their Trustpilot profile was merged and the two live figures disagree. EU is derived from each firm’s own published restricted-country list — no EU member state appears on any of the nine. Codes are the firm’s own, verified at checkout — we do not list third-party affiliate codes. A dash means no code is published, not that no discount exists.
FundedNext is the best-value firm on this list. The drawdown rules are identical to FTMO's, but the 95% profit split means you keep significantly more of every winning trade, and the lower challenge fees mean less money at risk to get funded.
The 1-step evaluation removes the second phase, so there is one target rather than two. Consistency requirements do apply — read them before buying.
The main trade-off is trust — FundedNext has been operating for 3 years vs FTMO's 9. If maximum certainty matters more than maximum profit split, choose FTMO. If you want the best financial terms and are comfortable with a newer (but reputable) firm, FundedNext is the smart choice.
Lowest fees. Highest split. Same drawdown rules as FTMO.
BEFORE YOU BUY A CHALLENGE
Prop firms set their own rules on third-party signals, copy trading, EAs, weekend holding and news trading — and those rules change without notice. Several firms listed on this site restrict or prohibit following signals from an outside provider. Check FundedNext’s current terms directly before you buy: their rules are the only authority, and nothing on this page overrides them.
⚠︎ RISK WARNING: Trading forex and CFDs carries significant risk. Past performance does not guarantee future results. The published stop-loss does not guarantee profits. Never trade money you cannot afford to lose. Trade To The Top provides signals for informational purposes only — not financial advice. © 2024–2026 TradeToTheTop.com

