>
Apex VIP FVG$69.99/mo Apex VIP Quant$69.99/mo Full Pack · best value$99.99/mo
Results Brokers Prop Firms Crypto Exchanges
Trading Journal Discounts Strategy VIP Signal Preview Quant Preview AutoQuant EA FAQ
INSTRUMENTS
EUR/USD FVG Research GBP/USD FVG Research USD/JPY FVG Research XAU/USD (Gold) FVG Research EUR/JPY FVG Research GBP/JPY FVG Research US30 (Dow) FVG Research US500 (S&P) FVG Research
Free Telegram Channel

Bitvavo
FULL REVIEW 2026

Verified against the ESMA CASP register · 29 August 2026
No referral linksThis page carries no referral or affiliate link of any kind, and is not connected to any product sold on this site.

Overview

Amsterdam-based, authorised by the AFM under Regulation (EU) 2023/1114 — stated in their own footer. Holds the trading-platform permission. EUR is the only fiat rail.

Bitvavo is the cheapest entry point of the nine and holds a real venue permission, but on the narrowest authorisation: three services against Kraken’s eight. Worth knowing that it does offer margin trading on 21 assets with a 2% liquidation threshold — the sources describing it as spot-only are wrong.

Key Information

Register entry

Legal entityBitvavo B.V. · KvK 68743424
RegulatorNL · AFM
Authorised26 Jun 2025
MiCA services3 of 10
Trading venue permissionYes — holds the permission
Fee modelTen-tier maker/taker on EUR markets
Fiat currenciesEUR
Assets listedMore than 300
Minimum deposit (SEPA)Not published
Entry taker fee0.25% on EUR pairs
Retail cost pathOrder book
Figures captured30 Aug 2026

Regulation & Licensing

Bitvavo B.V., KvK 68743424, Keizersgracht 281, 1016 ED Amsterdam. Authorised by the Netherlands AFM as a CASP under Regulation (EU) 2023/1114 — stated in the exchange’s own footer — on 26 June 2025, reference AFM 41000010. Covers 3 of the 10 MiCA services, the narrowest set here, but that set includes operation of a trading platform.

Security & Custody

Custody & safeguards

Proof of reservesPublished
Margin liquidation fee2%
Cold storage statementNot published
Insurance / guaranteeNot published

Trading Fees

Ten volume tiers on EUR markets. Tier 1 is 0.15% maker / 0.25% taker, falling to 0.10% / 0.20% at €100,000 and 0.09% / 0.18% at €250,000. These are the lowest entry-level fees of the nine authorised exchanges on this page.

Deposits, Withdrawals & Fiat Rails

Money in

SEPA bank transferFree · max €5,000,000+
SEPA processing1 working day NL, 2 days international
iDEAL / WeroFree · max €50,000
Apple PayFree · max €10,000
BancontactFree · max €10,000
Credit card1.00% · max €10,000
PayPal2.00% · max €10,000
EPS / Giropay1.75% · max €1,000
Crypto depositFree

Money out

Crypto withdrawalPer asset, varies with blockchain capacity
Example — BTC0.000019 BTC
Example — ETH0.00033 ETH
Wrong-network recovery€50 administration fee
Missing payment referenceDeposit is returned within 5 working days

Platforms & API

Access

Web / iOS / AndroidYes
Pro terminalBitvavo Pro Mode
Public APIYes — docs.bitvavo.com
MarginYes — borrowing 0.0023% per hour on 21 assets

Pros & Cons

0.15%
Maker · tier 1
0.25%
Taker · tier 1
3/10
MiCA services
EUR
Only fiat rail
Lowest tier-1 fees of the nine at 0.15% / 0.25%
Holds the trading-platform permission
Offers margin on 21 assets — contrary to every source that calls it spot-only
Only 3 of the 10 MiCA services — the narrowest authorisation here
EUR only; no USD or GBP rail

All 12 Exchanges Compared

The full register-verified table, with the legal entity behind every row, is on the directory index.

Visit Bitvavo → Compare all 12 exchanges →

Visit Bitvavo

This section carries no referral link. Go to Bitvavo directly, and before you deposit confirm that the entity you are contracting with is Bitvavo B.V. · KvK 68743424 — the one named on the ESMA register — and not a differently-licensed group company.

⚠︎ RISK WARNING: Trading forex and CFDs carries significant risk. Past performance does not guarantee future results. The published stop-loss does not guarantee profits. Never trade money you cannot afford to lose. Trade To The Top provides signals for informational purposes only — not financial advice. © 2024–2026 TradeToTheTop.com